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Property Investment

The most common type of investment in New Zealand is real estate, which is embedded in Kiwi culture. To avoid making costly mistakes later, careful research and planning must be done now. After a decision is made, it can be challenging and expensive to change it, just like with any investment. We’re here to help you through the process because we believe that investing in real estate can yield big financial advantages when done wisely and proactively.


Property investment, in our opinion, is a great strategy to reach your financial objectives. Long-term real estate investment can result in tax advantages, significant capital gains, and a consistent stream of passive income.

How We Can Help You Invest in Property

Investing in property can be a great way to build your wealth, but it can be overwhelming and complex. That’s why we are here to help you every step of the way. At Smartlife, we offer a range of services to make your property investment journey a success.

  • Maximum Lending

    We work with a wide range of lenders to help you get the maximum lending and leverage you need to compete in the current marketplace.

  • Lower Deposit

    The majority of lenders require a 40% deposit, but some non-banks can go higher and new builds are exempt from the 40% deposit rule. We can help you purchase with much less deposit.

  • Structure

    We can help you choose the best structure for your loans to manage your cash flow, achieve your goals, and increase your returns.

  • Highest Cash Contribution

    We can get you the highest cash contribution possible. If you are capped out on your main bank's contribution, having a multi-bank relationship can be a good idea.

  • Goal Setting

    We will help you plan for the future by discussing your wants and needs and matching them with what's possible. Our goal is to help you achieve your investment goals and build your wealth. From performing market research to spotting intriguing investment opportunities, our team of knowledgeable experts will assist you as you navigate the complicated world of real estate investing. Whether you're an experienced investor or are just getting started, we'll provide you the knowledge and tools you need to be successful in real estate investing. You can maximise the return on your assets and safeguard your financial future with our assistance.


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Confused? Lets Chat

Sometimes it’s simpler to simply talk everything through with an expert. Thankfully, we can assist. Select a date, and a member of our staff will call you. Easy