We Sometimes
need a companion
to live, heal,
and discover.

Get Vehicle, Business & Personal Finance at a Go
SMARTLIFE : A Smart Companion Forever

& Relax!

Tackle your financial
worries with our smart
mortgage refinancing options.

Never let your

Make your life
smarter by insuring it .

Drive your
dream car

Looking for a car loan that fits your needs?
Look no further than Smartlife Financial Solutions.


Travelling with peace of mind is something
everyone should be able to do, and our travel
insurance is made to do just that.

a home

Who is familiar with every
accessible financial choice
in New Zealand? We do.

Options for property investments

Do you know
which bank meets your needs the best? Yes We Do.

Why Smartlife?


Empower yourself with the peace of mind that comes from having a trusted partner in your financial future. At Smartlife, our experts are dedicated to creating a customised plan that fits your unique needs and goals. Whether you're looking for insurance, a mortgage, or both, we've got you covered.

  • Smart Mortgages
  • Best Insurance
  • Relatively simple steps
  • Competent advisers
  • Supportive service

Smart Mortgages

Smartlife makes it easy. Get the money you need to succeed and pay off your mortgage faster than you ever thought possible without increasing your monthly payments.


Best Insurance

Get professional advice on which insurances you really require and which you don't. Smartlife makes recommendation that are appropriate and specific to your situation and goals.


Relatively simple steps

Smartlife moves quickly to make the process of getting financial approval easier and faster.


Competent advisers

Helping you get approved for a mortgage is what we do best, and Smartlife has the expertise and training to accomplish it.


Supportive service

The success of your project is our first priority, and smartlife is here to assist you in any way we can.

Partners & Affiliations



Make your life smarter by insuring it

Protection against life’s unpredictable moments doesn’t have to be a hassle. With Smartlife, you can take control of your financial future and enjoy peace of mind knowing you’re covered against unexpected losses.

First Home Buyers

Smartlife Financial Solutions makes it easy to pay off your mortgage

Mortgage Restructuring

Smartlife makes mortgage repayment stress-free

Construction Loan

If you want to build your dream home or renovate your current residence


As a homeowner, it’s easy to fall into the trap of setting and forgetting

Property Investment

The most common type of investment in New Zealand is real estate

Frequently Asked Questions

Read more about the interest rate and costs associated with the home loan process

Connect to Kāinga Ora

Am I eligible for the 5% deposit scheme for first home buyers?

Compute Repayments

Assist yourself decide how much you can borrow and how long it will take to pay it off

Car Loan

Are you in the market for a new or used car?

Book A Holiday

Ready to travel but worried about the cost?

Home Renovation Loan

Do you need a cash injection to begin making repairs or improvements to your home?

Covering Medical Expenses

Smartlife evaluates medical needs and financing requirements.

Loan Top up

At Smartlife, we understand that life is unpredictable

Debt Consolidation

At Smartlife, we offer personal loans that can be used for debt consolidation purposes.

Compute Repayments

Assist yourself decide how much you can borrow and how long it will take to pay it off

Frequently Asked Questions

Read more about the interest rate and costs associated with the home loan process

Life insurance

When it comes to protecting your loved ones, life insurance provides a safety net for their future.

Health insurance

Imagine being able to focus on your health and well-being, without the added stress of worrying about how you’ll pay for it all.

Mortgage Protection Insurance

If you get sick, injured, or disabled and can't work, this coverage will pay your mortgage.

Trauma & Critical Illness Insurance

Invest in your health and wellbeing with trauma insurance and enjoy the peace of mind

Disability Insurance

Imagine being able to protect your income and peace of mind, even in the face of a disability that affects your ability to work.

Income Protection Insurance

Are you prepared for life’s unexpected twists and turns?

Redundancy insurance

Are you tired of living in fear of an unexpected job loss?

Funeral Insurance

Say goodbye with dignity and ease, and secure the future of your loved ones.

House & Contents insurance

Your home and its contents are likely the most valuable assets

Vehicle Insurance

Drive worry-free with Smartlife’s comprehensive vehicle insurance, protecting you and your car on the road.

Travel Insurance

Get ready to pack your bags and explore the world!

Covering Pre-Existing Condition

Smartlife connects people looking for health insurance with providers willing to cover pre-existing conditions.






Loan Repayments Calculator