Home Loan


Construction Loan

At Smartlife, we recognise that the construction process can be intricate and difficult, which is why we offer individual care and experienced guidance to help you traverse it with ease. Our seasoned team of professionals will work with you every step of the way, from application to closing, to ensure that your construction financing satisfies your particular requirements.

Smartlife helps navigating the complexities of a construction loan, especially if you are not familiar with the process or have limited experience in construction financing.

Smartlife can assist you in  the following ways :

Smartlife helps you identify the right amount to borrow, the optimum interest rate, and the most suitable repayment terms. We help in structuring your construction loan in a way that meets your needs and optimizes your financial resources.

Smartlife helps you in evaluating the terms and conditions of various loan offers, and negotiate on your behalf to get the best possible deal.

Get the assistance you deserve. Reach us and let us help you.

    • Keep In mind

      When you're buying off the plan, there are some conditions you need to be aware of when applying for a build loan. These include showing the purchase price or deposit for the land, a fixed price contract with a Master Builder, and proof of building or resource consent. You'll also need a registered valuation that shows the property's value as it is and what it will be once construction is completed. Depending on your bank, you may need updated valuations at each payment stage, or just a completion certificate.

    Confused? Lets Chat

    Sometimes it’s simpler to simply talk everything through with an expert. Thankfully, we can assist. Select a date, and a member of our staff will call you. Easy